Let's face it. There are a lot of startups out there, but a lot of them don't really impact your day-to-day life. The most disruptive startups in the world are the ones that change the way that people actually live. Uber, AirBNB: these are things that changed the world for everyone. There isn't a day that most people don't use Amazon or Google. So what's going to be disruptive in 2020?
Dave.com
Dave offers Banking for Humans. Recent banking-related scandals and the fallout from the last recession caused many to distrust their banks. Sick and tired of fees and restrictive lending criteria, Dave was created to drive better customer loyalty. Dave is only one of the companies on the vanguard
of new banking institutions; institutions that are meant to entirely change the way that people bank and borrow.
Dave provides a number of great features, including no-interest cash advances, un-bounceable checks, income creation, and more. These are all services that make it possible for people to build their wealth through their bank rather than it being nickle-and-dimed away. People who aren't satisfied with their current banking options should strongly consider looking into some of these new and incredible banks.
Divvy Homes
A lot of people aren't able to own homes these days, because home prices have increased so much compared to wages. Because home ownership is out of the question for a lot of people, people are considering new ways to own.
Divvy Homes fractionalizes home ownership, making it possible for people to invest in real estate in portions. They're still able to get the same percentage returns that they would if they purchased a real property, but they need a far reduced investment.
Not only are people able to
rent-to-own, but they are able to do it in a protected way. Eventually they are able to own the property if they want to, or they can just walk away. This is a low risk way for people to enter into a property.
Starry Internet
Most people use the internet for a great deal of time when they're at home. They're either doing work at home, doing school work,
streaming television shows, browsing the internet, or just playing online, multiplayer games. Of course, that means they need to have a good internet connection, and that's the problem.
Today, many internet connections are paired with tv bills or phone bills: two things that most people don't even need anymore. And apart from that, they're bundled with different services like security alarms, and often unnecessary add-ons such as premium channels that are never watched. These bundles are more expensive than they need to be.
Starry Internet is tackling this problem by creating a new internet service that's designed for the way that people use the internet today. And that includes no contracts, no hidden fees, and no services that you don't need.
Impossible Foods
Impossible Foods is making it possible for people to eat
non-meat meats, and while it isn't a traditional startup, it has absolutely exploded into the mainstream realm. The Impossible Whopper is a fast food burger that doesn't contain any meat and is made with only plant-based materials, and that's a great way for people to eat healthy and sustainably even when they're on the go.
Impossible Foods is improving its product, and perhaps best of all it's also encouraging competition like Morningstar and Beyond Meat to increase their options as well. Eventually, there could be Impossible burgers in every burger-related restaurant.
Maybe your life won't be changed by the above startups. But it may be. Startups that are focused on people and households are the ones that are going to be the most disruptive, because they're the ones that change the way that we think.
Startups that give more power and control over finances are going to be dominant, because many people are finding themselves experiencing financial issues, or looking for new ways to manage their own finances. Either way, these startups definitely show the direction that many companies are moving in.
