Friday, September 7, 2018

Mind On My Money, Money On My Mind

This has been the year of serious adulting for me. I bought my first house, got my dream job, and am going to be a grandmother in about 7 months (blog on that coming later). It only took me until I was in my 40s to do it, too!



All of these things have made me extremely...frugal...as of late. There are about a million things I need money for and I have a very limited well to dip my bucket in. I am budgeting, I am saving, I am going without when I can and I am buying the absolute cheapest groceries in the world (thank you, ALDI!).

All of this and I still don't think I have a handle on everything.




It absolutely blows my mind when people ask me for advice. I guess a lot of people think I absolutely know what I'm doing. Well, most days, I like to think I do. When it comes to money, however, I am one thousand million percent lost. I always start out thinking I know exactly what I'm doing because I'm smart, right? I can handle this. No problem! If I cut back here and move a little over there, things will just work themselves out. Sure. Of course.

What do you mean the water bill is late???
Oh, that's right. I forgot that. OH, and I was supposed to buy the propane THIS month? That was supposed to be next month!

And on, and on, and on until I'm spun around and even more lost than when I began!



So, what do adultier adults do when they have no idea how to budget and finance? They go to the Google and look up consulting firms! To the Google I flew and read everything I could until my eyes almost crossed.  I was able to get back on track and begin actually saving money (for the first time in my life!). I found a lot of tips and tricks that I didn't even know about! It's easy to find a consultant/coach to help with anything you may be struggling with in life. There are life coaches, finance consultants, stock consultants, beauty coaches, fitness coaches, nutrition consultants, and shoe coaches!

Ok, ok. I made shoe coaches up, just checking to make sure you're paying attention. It would be nice if there were shoe coaches, though, amirite?!



With just a quick google search, I was able to find an investment/finance consultant that is helping me with budgeting and managing my finances, as well as advising me on investments and tax preparation! Whatever kind of consultant you are looking for, you are sure to find them starting with a simple web search. The reviews are there to let you know the best ones in your town, so utilize them! 

Then we can all be super adulty adults! Now, excuse me, I have a shoe coaching business to start, please and thank you.



Have you ever used the services of a coach or consultant? What was your experience like? Tell me about it in the comments below!

16 comments:

  1. I've never used a finance consulant but it sounds like a great idea for anyone struggling.

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  2. Hahaha! First of all the cat meme is so me! Congrats on your first house, AND becoming a grandmother! I NEED to get my financial life together. We totally use ALDI over here as well! Total game changer.

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  3. ALDI is the everything. I am really focused on getting everything together. I mean, what kind of Nana doesn't have it all together. Memes are life :;

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  4. I'm pretty good at managing my own finances, so I never looked into a consultant. I'm thankful for the business class I took in middle school, learned so much!

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  5. Congrats on buying a home! I love Aldi too haha. I need to get my finances in order and also start saving, I never thought of using a consultant, might have to look into that!

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    1. It's definitely helped me figure out what I'm doing right, and all of the many things I'm doing wrong. Plus, I'm learning about investments/stocks which I have wanted to learn about for years!

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  6. Congratulations on your achievements! I can't wait until the day that I become a homeowner!

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    1. I didn't think it would ever happen but I'm glad it did happen when it did. I love our home so much and it was the perfect time (and price) to buy!

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  7. LOL omg that cat meme is so good. Im going to steal it for later. Congrats BTW!

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  8. I am not ashamed to admit my biggest source of encouragement and inspiration for getting on track with finances is my youngest daughter (almost 29). She and her hubby have 3 little girls (my first 3 of 4 granddaughters), and she is a stay-at-home mom, while he works long hours at more than one job. They follow Dave Ramsey's strategies and have slowly but surely paid down the bulk of their debts, with - I think - only a couple other larger debts (credit card and student loan) and mortgage left. I'm so proud of them!

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    1. Both of my kids are in their 20s and are AMAZING with money! Children, teach me your ways, lol! Funny how that works. That is so awesome for your daughter, she is rocking life!

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  9. I just turned 30 and feel like all of my friends are buying houses right now while I am under a pile of credit card and student loan debt. It's good to know not everyone is able to do it until later--it gives me hope that I CAN do it someday!

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    1. You definitely can! My husband and I started our family (very) early and then traveled all around because he was in the Navy. Once he retired after 20 years last year, we had plenty of time to figure out where we wanted to settle and find the right place with the right price!

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